Well its happening. Sallie Mae has another division to collect on our student loans. Navient is a division of Sallie Mae from what I understand. And they are now going to be taking care of our loans. I have not clue what this means other than things will not change other than we are dealing with them instead of Sallie Mae.
Here is a bit more information. http://www.mainstreet.com/article/navient-sallie-maes-new-student-loan-servicer
So it is what it is.
I am not about to let this get me down. IF nothing else I am looking for other ways to make extra money to put toward these loans, heating my house this winter and what not. I am paying off smaller debt right now and if I can hold out for another year I can roll those payments into my loans somehow.
This is not easy by any means. It is hard. Not impossible yet. I have yet to find out how this is going to affect us. It already has in several ways. The ball has not dropped yet. I"m still waiting.
Debt ticker
First student loan to pay off
Sunday, September 14, 2014
Monday, September 8, 2014
Update from Aug to now.
August was a busy month and also one where we do not have a lot of income. Its the time where summer is winding down and I am getting ready to head back to work. Over all I have to say that we had some ups and downs over all it was not that bad budget wise.
Normally summer means we are really short on money and I have to make major adjustments in our budget in order to get by. That means something does not get paid. This year we made it to the end of summer and all the bills got paid the house payment is almost caught up to where it is showing on time not a week late and we did not starve, go naked and was able to find a little fun along the way and even managed to get 2 home improvement projects done. One was free material but I will take it and use it gladly!
Today I got my bill from the Art Institute that I owe them. I been paying a little every other week and I got my statement today. I am rounding the bend to where I will owe less than 3000.00 on that bill starting in Oct! Trust me that 2 in front of all those numbers looks a lot better than the 3. So progress is being made. :)
Now that fall is settling in I need to check on my other student loan accounts and see where I am on one of them. What I hope is to get the school bill paid and then use that money to work on the private loan. Then take those two amount and put it toward my Sallie Mae loans. That is the plan and that plan is far off yet to see the light at the end of the tunnel. I need to tread on some water here for awhile to get to that point.
I started on my ebay again and I am looking for items that sell high and do not take up much space. I need to get things sold and out the door in a timely manner and to make money to pay the bills all at the same time! Its a challenge trust me. But its this or get another job. And well that is not in the cards yet. It depends on what I find. I am looking because one never knows what they will find income wise.
I do have one bill that I am a tad bit worried about. It a hospital bill and I need to keep track of how much I paid on it and check in with them. I got a funny feeling about the company collecting the money and I looked it up and I did not find favorable reviews. But then again its a collection agency so who knows. But I will have to buckle down and talk to them to get a statement at least.
That is about it. I am happy to be back at work and getting my paycheck. I have other venues I am working on to bring in an income as well. Plus this winter I hope to make crafts and things to hit a few craft shows next year to earn more money. I am thinking of a home party thing too but nothing has got my attention yet. So we will see.
As always I am not giving up just keep looking and keeping things going as best I can.
Normally summer means we are really short on money and I have to make major adjustments in our budget in order to get by. That means something does not get paid. This year we made it to the end of summer and all the bills got paid the house payment is almost caught up to where it is showing on time not a week late and we did not starve, go naked and was able to find a little fun along the way and even managed to get 2 home improvement projects done. One was free material but I will take it and use it gladly!
Today I got my bill from the Art Institute that I owe them. I been paying a little every other week and I got my statement today. I am rounding the bend to where I will owe less than 3000.00 on that bill starting in Oct! Trust me that 2 in front of all those numbers looks a lot better than the 3. So progress is being made. :)
Now that fall is settling in I need to check on my other student loan accounts and see where I am on one of them. What I hope is to get the school bill paid and then use that money to work on the private loan. Then take those two amount and put it toward my Sallie Mae loans. That is the plan and that plan is far off yet to see the light at the end of the tunnel. I need to tread on some water here for awhile to get to that point.
I started on my ebay again and I am looking for items that sell high and do not take up much space. I need to get things sold and out the door in a timely manner and to make money to pay the bills all at the same time! Its a challenge trust me. But its this or get another job. And well that is not in the cards yet. It depends on what I find. I am looking because one never knows what they will find income wise.
I do have one bill that I am a tad bit worried about. It a hospital bill and I need to keep track of how much I paid on it and check in with them. I got a funny feeling about the company collecting the money and I looked it up and I did not find favorable reviews. But then again its a collection agency so who knows. But I will have to buckle down and talk to them to get a statement at least.
That is about it. I am happy to be back at work and getting my paycheck. I have other venues I am working on to bring in an income as well. Plus this winter I hope to make crafts and things to hit a few craft shows next year to earn more money. I am thinking of a home party thing too but nothing has got my attention yet. So we will see.
As always I am not giving up just keep looking and keeping things going as best I can.
Subscribe to:
Posts (Atom)