The phone calls! ugg. Student loan hell.

I do admit I am one of those people who got to the point that when my loans was due I put it off for a bit. Bad bad idea. But truth be told I had no idea how I was going to pay them back. I did not finish school, I did not get to even apply for jobs in my field to have hope of finding the job I wanted. I would love to finish school. I got A's and B's in my classes! But I ran out of money. Online education is not what I expected in this way. I expected to have loans yes and I did get some grants. But I did not expect to have so much in loans to start with and not only that no one ever said there is a limit. How stupid was I?? But this not only happen to me it happens to millions of people all over the country.

We are told in order to have a good career and good paying job we need to be educated pass high school. I believed this well into my 40's. I had become the professional student. I went after a dream I always had and crashed and failed. Sort of. I"m proud I did as well as I did. I just wish I had the paper to prove it. But that is in the past I have learned and now I"m moving on. Do not get me wrong I"m all for education. But one must really know what they want in life, what their goals are and know down to the last cent what this is going to cost, what the payments will be after they graduate and can they make these payments regardless if they get the job in their field or not. This is reality. You do not always end up where you think you should.

So now I have to deal with the loan agency calling me until I get money sent in. They call my cell phone, my home phone and even my parents from time to time. Its annoying really. I cant wait to get them off my phone and sent back to their own world. Back to hell where they belong.

Yes I did this to myself. Yes I should of been smarter about it. Yes I followed my heart and not my head. But as with many things in life I can change this.

My first check went out yesterday. I'll be checking next week to see if its been posted. I'll be watching my loans like a hawk from now on. And I"m a little excited to send in smaller checks. hehe. Call me crazy but I'm am going to do everything I can to make extra money. If its a few dollars here and there then so be it. I will not miss it in the end right now. Its going toward my huge mistake in life. I have to pay it off somehow. Money in a check is still money going toward a debt. It may not be practical but when you live pay check to pay check you do what you can. At least I"ll know I"m trying. No on can argue that I am not doing nothing.