Finding ways to meet those goals.

On this long get out of debt journey toward those student loans I have figured out a way to take care of our Mortgage and other bills. As crazy as it sounded at the time this worked for me. It took a little time to get to where I needed to be. That being I had to get my payments paid up and paid on time. But when you are living paycheck to paycheck this is not easy to come up with an extra months mortgage. Here is what I did and it took a little time but we are now paying on time. I send out weekly payments to my mortgage company. Keep in mind they do not like this they would like it all in one sum each month at the beginning of the month. But keeping that payment even in another account monthly did not work well for us. So I figure I'll take it out asap each pay and we eventually will not miss it. And we do not miss it at all. It took a few months to get the payments caught up. See every once in awhile you get an extra week in the month so that is an extra payment. Soon the calls stopped. And I just checked my bill today and lo and behold the payment was made for this month on time!!!! Relief!!! One small victory in our battle here. Now I"ll keep this the same and I'll have extra little payments every once in awhile going toward my house. :) Hopefully we can take off a little time and have our home paid off early! I'm not sure how early yet but one day I'll figure it out. Even a few months would be wonderful. lol.

My next goal is to catch up on a few bills that got behind because I lost a bit of work days due to the bad weather we had. Its small things that are do able up you sure do miss it when the money is not there.

I also will be listing my bills from the smallest to the largest. Time has come to wittle down the debt. Now that our house payment is good I can move onto the next one. And a few should be paid up in a matter of a month. Cant wait!