How much are we responsible for our loans?

Here is another article that popped up today. http://www.themainewire.com/2012/05/op-ed-student-loan-debt-%E2%80%93-it%E2%80%99s-governments-fault/

Now this person is saying we are responsible for our loans. Yes to a point I do agree with them. Because really no one twisted my arm to sign those papers. I also was under the illusion that I was going to finish school, get a job and be able to pay for those loans too.

If I was informed of the situation before it was too late I would of made different decisions. But that is not what happen. Also I had 10 classes or so transfer to that school as well. So my tuition would of been less or so I thought. If someone told me my education would have cost me 60,000 dollars out of my pocket I might of thought twice about doing what I did. All I did was talk to a recruiter, took a online tour of the online school. I knew I could get grants for the most part, but went through those as well. Just renewed my financial aid each year and then forgot about it because I was too busy trying to make good grades in my classes, work and take care of my family. Am I at fault?  I am not sure because many people are in the same exact boat I am in and having the same problems I am and its seems to be an issue for a whole lot of people who wanted to better their lives just like me and was told they could do it online, save time and money and get a degree. Only it did not happen that way. Its not like I did not make good grades either. Mostly A's and B's and once in a great while a C. Not often. So who is to blame? What is to be done?

I do know this has affected my family, my retirement, my home, and everything concerning money in my life. Its all we think about all that is on our minds and what we fight about the most. A mistake that is costing me so much more than what that degree will ever be worth in my lifetime.

So yes I am to blame, its my mistake, I own this fully. But I am not going to lie and hope that there will be a solution to this criss's also. This did not happen over night and this did not happen to just a few people who should've known better. This happen to millions of people.  Just like the housing market. People was told they could afford those homes on their income. Only to find out that interest rates went up, they could no longer afford the homes, no one was buying the homes and people was kicked out of their homes, and those houses went empty and it took a long time for many of those people to get back on their feet again.

What is the solution??  I dont know. I wish I would wake up and find that this never happen in the first place and that we can move on in our lives. That is what I want. But its a reality and here we are. Could be its not the government that should bail us out. I know I am do not have time to wait around for that to happen. I am going to take responsibility and start to pay back my loans. Any way I can think of for now.