https://www.youtube.com/watch?v=I1UYs3Zr7Vs&list=RDI1UYs3Zr7Vs
Click on the link and just listen. It makes a lot of sense. We tend to believe what everyone says and we do not stop to think what is best for ourselves. In a way that is how I got into this student loan mess and some financial mess. I listen to others instead of believing that what I was doing was OK and right for us and it worked.
Its not too late. Really it is not. Its just going to take work.
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