When getting into this life changing situation never did I stop to think about what will happen. It was a stupid thing on my part. I was focused on getting my degree but did not stop to think about what will happen if I did not get that far. In my mind I was on my way and never stopped to think that with only 10 classes to go I would hit a brick wall. But I did.
I have family matters to attend to so I have not been able to answer the calls that have been coming or return the calls because by the time I'm ready they are closed. So they wait for now. I am able to go online to sort some of this out. So I will. Thank goodness for online bills, statements and paper work because it does save a lot of time having to talk to a person on the phone who is reading from a script on a computer screen trying to get money out of you that you do not have.
We are talking about what is going to happen in the future with all of this. So we are going to looking in to a few things concerning our home, tax's and what not. We do not want to lose our home over all of this first of all. Its a scary thought too. But its where we live and we work hard to keep this place. To lose it over this student loan stuff would be terrible. So we have to find out how to keep that from happening at all.
I did start up on eBay again. I have sold a few things. So I need to do a little more research on how to build this business up and work on it some more. I"m going to toss in my art here and there also. Since I did go for Graphic Design and learned art I need to make money off of it somehow. If there is a will there is a way.
I want to find a ticker to keep track of my progress. Because I am making some. Not fast but it is something so I"m not a total looser. But the amount of these loans are so bad that we cant make the total loan payments right now. I hope to make this eBay stuff a second job. I have enough inventory to keep me going for awhile. I just need to be able to get it out there in a way to make people want to buy it. lol.
I have a web site started also. So it will be something I have to improve on as well. I need it to be where I show case what I can do as an artist, tell my story, then figure out how to get people to like what I am doing. Other people have done it so why cant I right? I got into this to make a living somehow. This is not what I planned but I am going to make it work for the better. I"m not wasting the time I put into this school for nothing. I will not give up.
So I figure 25 more dollars went out yesterday. So that is more off the one loan I can pay on. And another 20.00 to the school also. So that bill is getting smaller also. As long as I do something it will make a diffidence in the end. I keep telling myself that. I want this gone in 5-7 years somehow. To prove to myself that its possible to get rid of this debt and find my dream and to prove to my husband that while it was a huge mistake I can turn it around for the better and find a way to get out of this as well.
Here is something I"m selling on eBAy http://www.ebay.com/itm/171190205938?ssPageName=STRK:MESELX:IT&_trksid=p3984.m1555.l2649 A chandelier that my dad needed to get rid of. I have several Avon things listed as well. So take a look. I"m learning about all the things that sell well also so I will be looking out for those items as well. Like clothing and shoes. I have already found stuff in my own closet to list. So decluttering and making a little money are good things.
I might look for a second job one or two days a week. But I"m still thinking about how to make it work. Right now with my family situation I cant work another job unless its from home where I can make my own hours. That is why eBay works right now. But I may end up finding something in the future. I think a sign company or something like that would be a good place to look into. My job now is a good one since I just got full time last year. But its only during the school year. So I have to plan ahead now to figure out what I will do this summer.
I'm doing the research when I can. Will call the loan people when I get a chance. I will at least check my accounts online this weekend.
Keep moving forward. I got myself into this I will get myself out of it. We can say how unfair this is but really is it?? If you are determined to do the work then it will all work out in the end. Never give up on your dreams. Or debt for that matter. It is possible to reduce it or get rid of it. But it takes a shit load of work to get it done
No comments:
Post a Comment