A simple calendar

To start off the new year I went to the dollar store and bought a calendar. There is lots of places you can pick up one of these and some are even for free. But I figure 1.00 is not much to spend for a simple house hold budget tool.

I realize there is lots of online forms, calendars, and stuff to keep track of your bills. I am one of those people who need to see it in writing right in front of me. I need to write things down and go over it. I have done this before with good results so I"m putting this into action once again.

Tonight I'll go thought my bills, take that deep breath and plan my attack on each and every one of them. Write it down where I can see it every day and make changes as they are necessary.

While this is a bit scary at times its not all that bad either. Knowing where you need to go and how to get there is most helpful. Also its helpful to have it written down in case you have to talk to someone on the phone and you have a good reference to look back on too.

I tend to write on my bills also, how much I paid and when it was sent and how much is owed. I like to use a big fat sharpie. I can check this stuff also in a moments notice when needed.

I have file folders I keep bills in. They have a place that I can find them when needed. Its not a perfect system but it works for me.

New year new Calendar. Time to mark it up and track debt reducing progress.