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First student loan to pay off

Wednesday, January 22, 2014

Inspired by other people

To keep my motivation up and going because quite frankly its hard right now to keep a positive frame of mind with all this debt I go in search of inspiration. Reading how other people get out of debt. Oddly enough Dave Rasmey's name comes up in all kinds of blogs. I just might break down and find a class and take it. Until then my goal is to find his books and read them. And find any information online also. Because it seems like his method works and I want something that is going to work.

Until then I came across this blog post. That one time we paid off our house  Now this family was younger than I was. But they had a goal and kept to it. What inspired me was that even though they did not have much money they would dyi on a small budget. Small as 25.00 at times. That is right up my ally! Because at times I only have 20.00 or so to do something with. And right now we are thinking about putting in a floor. So its a project we are going to save up for. And its going to be on the smallest amount we can afford. Its not like we are going to sell the house. We need it fixed up for us and if it works then that is how its going to be. I made up my mind that is how it is and that is that.

So there is hope out there in the universe.

I did discover a little something I can do. As silly as this seems and I came upon this idea quite by accident. When reviewing my bank statement on line and discovered something of error on well mine or my husband's part and it was not good either. I was trying to look on the screen and figure out where money was going, from where for what and on and on. I finally printed out this past months statement. I"m able to write on the paper where the money went. A aha moment. I have to sit down with the husband and we need to talk about this budget thing and get on the same page with each other. I can show him where I"m spending money and where he is spending money and how much we each end up spending. Since I do the bills I get it in my head there is so much in the account and pay the bills. He has not clue what is being paid and well hits the atm any time he needs money. Not good at all. So when we get a moment when we are both not tired and can talk in a calm manner we are going to look over this. Hopefully this weekend. So that we can see what is going on.

I"m determined to make this work one way or another. I am getting back into my coupons. I'm no crazy coupon lady but what I do find for a good price and we use it I pick up several. Right now I have about 3 or 4 months of dish detergent stocked up. :) So I will not buy any more until its .50cents or less, I have 4 months of StayFree stocked up. Those was 1.00 so I'll stock up on those when they are 1.00 again hopefully before I run out. lol. And other little things like that. We are small family so I do not need a stock pile the size of a room or a garage to keep us going. And I like that I'm not paying out a lot of money for cleaning stuff, and soaps and shampoos and what not. So its a start and once I get going again I will see the savings start to add up again. But it takes work like anything else.

So get inspired by someone. It will give you a boost to keep going on your own goals. It might be hard at first but do believe it will get easier as time goes on. And there are rewards as each bill gets paid off.

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