One guy I hear of is Dave Ramsey. I came across this free down load http://www.daveramsey.com/blog/free-download-budgeting-guide/ A simple guide to tell me where to start and what to do now.
Dave Ramsey's method is simply pay off the smallest debt first and work your way up to the biggest debt. There is a few things in there along the way but in the simplest form this is his method. The idea is that when each bill is paid off its motivation to move onto the next one. Taking the amount you paid on the first loan and use it toward the next and so on. I have in a way tried this method before and it does work if you stick to it. But like I said there is more to his method as well. Since I do not have the extra money to purchase his books and DVD I'll be looking for you tube video's and online articles to read up on too see if what he suggest further on will help me get out of this student loan debt asap.
I love Pintrest!!! What does Pintrest have to do with debt?? I made a board with money saving tips and budget ideas! I can refer back to them when I want. And I do like to read things then go back and look further into what the suggestions are or refresh my memory. So here is the link. http://www.pinterest.com/buster3/money/ Feel free to look me up and I"ll be adding to this board when I see anything of interest.
When you do not know where to turn find an expert. That is why I looked up Dave Ramsey today. I know of one past due cable bill that I want to pay off this month. So it will be a start toward those student loans in the near future! How to tackle a loan that you know you can not make the monthly payment is scary. Its not impossible but scary. Nothing it impossible. Like I said before when selling stuff on Ebay and Amazon it takes work. The same is true when it comes to these loans. It is going to take work to get them paid off before I"m retired.
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